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Platform Capabilities

Built for Merchants Who
Refuse to Lose Money

Every feature is designed to stop fraud at the source — before it costs you revenue, reputation, or your merchant account.

Core Feature

Fraud Monitoring &
Pre-Charge Interception

Privyn intercepts fraudulent payment methods before the charge is created. When a customer enters their payment details, we check the card fingerprint against our real-time threat database at the edge — all in under 200ms.

Cards that have been involved in previous fraud (decline code 59, stolen card indicators, velocity abuse) are blocked instantly. The charge never reaches your payment processor, so there's no failed transaction, no processor fee, and no chargeback risk.

Card Fingerprinting
Edge-Speed Lookups
Zero Processor Impact
Interception Flow
💳
Customer Enters Card
Payment method tokenized by Stripe
🔍
Privyn Edge Check
Fingerprint verified against threat DB (~84ms)
Clean — Proceed
Charge created normally
Fraud — Block
Charge never created
Risk Signals Analyzed
🖥️ Device Fingerprint Active
⚡ Velocity Checks Active
🌍 Geo Anomaly Detection Active
🔄 Card Testing Patterns 2 Detected
📧 Email Risk Scoring Active
🏠 Billing/Shipping Mismatch 1 Flagged
⚠️ Behavioral Analysis

Suspicious Activity
Flagging

Not every fraud attempt uses a known bad card. Privyn analyzes behavioral signals in real time to identify suspicious patterns that indicate a bad actor — even on first-time visits.

Device fingerprinting, transaction velocity monitoring, geolocation anomalies, card-testing patterns, and email risk scoring combine to produce a comprehensive risk assessment for every transaction.

Real-Time Scoring
Multi-Signal Analysis
🚨 Chargeback Defense

Chargeback Monitoring
& Prevention

Payment processors penalize merchants who exceed chargeback thresholds — typically 1% of total transactions. Exceeding this can result in increased fees, holds on funds, or even account termination.

Privyn continuously monitors your chargeback ratio and sends proactive alerts as you approach danger zones. When disputes do occur, we provide evidence packages with transaction metadata, device info, and behavioral data to strengthen your representment case.

  • Real-time chargeback ratio tracking
  • Proactive threshold alerts (0.5%, 0.75%, 0.9%)
  • Dispute evidence package generation
  • Processor relationship protection
Chargeback Health Monitor
Current CB Ratio 0.12%
0%0.75%1.0%
Safe zone — Well below threshold
📊 Next alert at 0.50% — 38% headroom
Integration Example
// Install the WooCommerce plugin or use the API
const response = await fetch('https://pay.privyn.net/api/confirm-payment', {
  method: 'POST',
  headers: { 'Content-Type': 'application/json' },
  body: JSON.stringify({
    payment_method: pm_token,
    fingerprint: card_fingerprint,
    merchant_id: 'acct_xxxx'
  })
});

const { allowed, risk_score } = await response.json();

if (allowed) {
  // Proceed with charge
  await stripe.paymentIntents.confirm(intent_id);
} else {
  // Block — fraud detected
  showError('Payment declined for security reasons.');
}
🔐 Secure Infrastructure

Secure Payment Portal

Our white-labeled payment portal is deployed at the edge on Cloudflare's global network, ensuring sub-100ms latency for customers worldwide. PCI DSS Level 1 compliant by design.

Integrate with a single API call or install our platform plugin. The portal handles the entire checkout flow with fraud checks built in — your customers never leave a secure, branded experience.

Edge Deployed
White-Labeled
PCI Compliant

Built for Scale

Everything you need to manage fraud prevention across your organization.

👥

Team Management

Role-based access control with audit logging for every action taken by your team members.

🔔

Webhook Notifications

Real-time webhooks for blocked transactions, risk alerts, and chargeback events delivered to Slack, email, or your own endpoints.

📊

Analytics & Reporting

Comprehensive dashboards with fraud trends, chargeback metrics, and transaction analytics across all connected accounts.

⚙️

Custom Rules Engine

Define custom fraud rules based on your business logic — amount thresholds, geographic restrictions, velocity limits, and more.

📋

Audit Logs

Complete audit trail of every decision, block, and review action for compliance and dispute resolution.

🔗

Multi-Store Support

Manage fraud prevention across multiple stores and processor accounts from a single Privyn dashboard.

See Privyn in Action

Start your free 14-day trial and see how many fraudulent transactions you've been missing.